Welcome Benefits

Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction (Not applicable for life time free credit card/burgundy account holders).
First transaction to be done within 30 days of card issuance.
The points will be credited in your EDGE REWARDS account within T+15 business day where "T" is the transaction date.

BigBasket Offers

Flat Rs. 500 off p.m. on minimum purchase of Rs. 3000 on BigBasket mobile app/website.
The offer is applicable once per month per user.
Offer is applicable on transactions done through Select Credit Card.

Discount offers on Swiggy

Flat Rs. 200 off on Swiggy mobile app/website.
Use code "AXIS200" at the time out checkout.
Valid twice a month on minimum transaction of Rs.1000 per order.
Offer valid on transactions done through Select Credit Card.

Airport Lounge Access

Get up to 12 complimentary International Airport Lounge access through Priority Pass Membership.
Enjoy 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months.
Priority Pass will renew automatically upon meeting INR 3 Lakhs Spends in preceding card asnniversary activat year.

Annual benefits

Priority Pass Membership renewal on annual spend of 3 Lakh.
Renewal of offers on: BigBasket and Swiggy.

Milestone Benefits

5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year.
Complete annual fee waiver on spending of Rs. 8 lakhs in a card anniversary year.
Spends threshold for 5000 EDGE points and Annual fee walver will exclude Insurance, rent, fuel, educational services, utilities, government services, wallet & Gold. The Merchant Category Codes of Insurance is 6300,6381,5960,6012 & 6051, Rent is 6513, Fuel is 5541,5541,5983,Educational Services is 8799,8211,8241,8244& 8249, Utilities Is 4814,4816,4899 & 4900, Government services is 9222.9311.9399,9402, Wallet is 6540, Gold is 5844.5094,5944. The revision is effective from 20 04-2024.

Rewards on every transaction

Earn 10 Axis EDGE points on every Rs. 200 spends".
Earn 2X per Rs 200 on 'Retail Shopping" spends.
Spends done on Insurance, rent, fuel, educational services, utilities, Wallet, Gold/Jewellery, government (Merchant category codes) will not be eligible for earning EDGE REWARD points.
Earn 2X EDGE REWARD Points upto cumulative transactions of Rs.20,000 per month. For transaction above Rs.20,000 per month earn 10 EDGE REWARD points.
Retail Shopping will Include spends across these MCC's: 5311-Dept Stores 5411 grocery stores, 5611- Clothing and Accessory stores, 5621-Women's wear stores, 5641-Children's wear stores, 5691-family clothing stores and 5699- Misc apparel and accessory stores.
EDGE REWARD Points will be debited for credit card transactions which are converted to EMI. On cancellation of the EMI transaction, points shall not be credited back for the original transactions.

Golf Access

Enjoy 6 complimentary Golf rounds per year.
Unlock 6 additional visits on spending Rs. 3 lakhs annually.

Dining Delights

Get the best of dining experience with Rs.800" off & more via Axis Bank Dining Delight Program with EazyDiner.

Extraordinary Weekends

Explore curated experiences designed exclusively for our premium customers.

Fuel Surcharge Waiver

Get 1% fuel surcharge refund on fuel purchases at all fuel stations across India.
Valid on transactions between Rs. 400 and Rs. 4,000 only; Maximum benefits upto Rs 400 per statement cycle.
Service tax charged on fuel surcharge is non-refundable.
No reward points are earned on fuel transactions.
The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10+GST instead of 1% +GST.

Comprehensive Insurance Cover

Keep yourself, your family and asset safe with:

Purchase protection up to Rs. 1 Lakh.
Cumulative cover upto USD 500 for the following:
Loss of travel documents.
Delay of Check-in baggage.
Loss of check-in baggage cover.

Fees & Charges

The Axis Bank Select Credit Card fees are listed in the table below.

Charges	Select Credit Card
Standard Joining fee	Rs.3000
Standard Annual fee(2nd year onwards)	Rs.3000(Nil for Burgundy)
Standard Add-on Card Joining fee	NIL
Standard Add-on Card Annual fee	NIL
Card replacement fee	Nil
Fee for cash payment	Rs.100
Duplicate statement fee	Waived
Late Payment Fees.	Nil if total payment due is less than Rs. 500. Rs. 500 if total payment due is between Rs. 501-Rs.5,000. Rs.750 if total payment due is between Rs. 5,001-Rs.10,000. Rs. 1200 if total payment due is greater than Rs. 10,000.
Finance charges(Retail purchases and cash)	3.6% Per Month (52.86% Per Annum)
Cash withdrawal fees	Min. Rs. 500 upto 2.5% of the cash withdrawl amount.
Over limit penalty	Mini Rs.500 upto 2.5% of the over limit amount.
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Cheque return or dishonor fees or auto-debit reversal	2% of the payment amount subject to Min. Rs. 450,Max. Rs. 1502.
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways.
Fuel transaction surcharge	1% of transaction amount (Refunded for fuel transactions between Rs.400 and Rs.4000)
Foreign currency transaction fee	3.5% of the transaction value.
Rent surcharge fee	1% of the rental Tax amount (capped at Rs.1500 per tsn)x.
Dynamic Currency Conversion markup	1% of each international Txn plus taxes.
Mobile Alerts for Transactions	Wavied
Hotlisting Charges	Wavied
Balance enquiry charges	Waived
Rewards Redemption fee	Waived

Eligibility Criteria To Apply for Credit Card

Eligibility

Primary cardholder should be between the age of 18 and 70 years.
Net income should be a minimum INR 6 lakh P.A.
The individual should be a Resident of India.

Documentation

Pan Card photocopy or form 60.
Proof of income
Latest payslip/Form 16/IT return.
Residence Proof
Driving Licence/ Electricity Bill/Landline Telephone Bill.

*The above list is only indicative Documents required may vary on a case to case basis.

Apply Now

Axis Bank Select Credit Card